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Experian Information Services

Helping businesses make the most informed credit decisions. Gain better insights from the credit and business information of your customers – both businesses and consumers.

Experian Credit & Information Services, formerly known as RAM Credit Information (RAMCI), has established itself among Malaysia’s leading and trusted credit and business information bureaus in recent decades, and has a comprehensive database that has been built over the past 25 years. We were the first Credit Reporting Agency (CRA) in Malaysia to achieve International ISO 27001:2013 certification in January 2017.

Today, we help organisations lend responsibly and protect themselves and their customers from risk – sorting through information about the credit their customers applied for, whether or not their applications were successful, and how they paid the credit back. We also collaborate with associations and cooperatives to serve their members.


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